Free Tool
Rent vs Buy Calculator
Compare renting vs buying over time. See when buying may start to make more sense given your assumptions.
Total rent over 5 years
$150,000
Est. home value after 5 years
$637,601
Break-even (rough)
~1 year
When buying may start to beat renting, given your inputs.
Simplified model. Excludes taxes, insurance, maintenance, opportunity cost of down payment, and tax benefits.